The FDNY Retirement Blueprint
The whole picture, start to finish: your pension, the 457(b), the 15-year bridge to Social Security, and the September 11, 2030 9/11/WTC filing deadline.
The Sirmium Podcast
Short, plain-English briefings on the pension, the 457(b), and the taxes that move the most money, organized by who you are. Pick your group below.
Tap your group above to jump straight to it, or scroll down to find your niche.
FDNY
For active and retired FDNY: the pension, the 457(b), the 15-year bridge to Social Security, and the September 11, 2030 9/11/WTC deadline.
The whole picture, start to finish: your pension, the 457(b), the 15-year bridge to Social Security, and the September 11, 2030 9/11/WTC filing deadline.
NYPD
For active and retired NYPD: Tier 2 vs 3, the Death Gamble, the VSF, the 457(b), and the September 11, 2030 9/11/WTC deadline.
Your hire date sets your tier and the whole formula: for Tier 3, a flat 50% at 20 years under Chapter 55 of the Laws of 2025, and the Tier 3 Social Security offset at 62.
Veterans
For veterans and military families: the TSP rollover-vs-stay decision, the FERS sick-leave trap, VA disability, and the SBP election.
The timing and sequence traps in federal retirement: the FERS sick-leave credit, the TSP Roth window, VA disability, your real four-part paycheck, and the SBP election.
9/11 Families
For 9/11 families and the VCF community: how an award is built, what is taxable and what is not, and the steps that protect it.
Start with the written answers:
The Sirmium Podcast is produced for general education only and is not investment, tax, or legal advice, and is not a personal recommendation. Sirmium Capital LLC is a New York State-registered investment adviser; registration does not imply a certain level of skill or training. Eslyn Hernandez is Vice President, Head of Marketing. Past performance is no guarantee of future results. All investing involves risk, including the possible loss of principal.