Serving Those Who Lost the Most

Investment Guidance for 9/11 Families

Fee-only fiduciary advisory built around USVSST awards, MDL-1570 distributions, and long-term financial security for families navigating one of the most complex financial situations in America.

The Challenge

Your Financial Situation Is Unlike Any Other

USVSST award recipients and MDL-1570 beneficiaries face financial complexity that most advisors have never encountered — and will never fully understand.

USVSST Fund awards, potential MDL-1570 distributions, charitable gifting strategies, tax treatment of awards — these are not topics covered in standard financial planning curricula. They require specialized expertise.

Sirmium Capital has built its practice around these specific needs. We understand the legal framework, the tax implications, and the long-term capital allocation strategies that protect and grow awards over a lifetime.

What We Help 9/11 Families Navigate

USVSST award management and long-term investment structuring
MDL-1570 fund distribution coordination
Tax-efficient investment strategies for large settlements
Charitable giving and legacy planning
College funding and generational wealth planning
Survivor benefit coordination and income replacement

Free Resource

Get Your Free USVSST Distribution Planning Guide

The step-by-step guide to USVSST & VCF distributions — what's tax-free, the pitfalls that deplete awards, and how to make it last.

Sirmium Capital LLC is a registered investment adviser. Educational purposes only. Not personalized financial advice.

What's Inside:

Tax mitigation strategies specific to your community
Common pitfalls that deplete capital prematurely
Step-by-step instructions on securing your long-term independence

FAQs

Questions from 9/11 Families

USVSST awards are generally not subject to federal income tax under Section 139E of the tax code. However, the investment income earned on invested USVSST proceeds is taxable. Proper structuring at the time of investment can help minimize your ongoing tax liability. We work closely with your tax advisor to ensure alignment. This is general information only — please consult your tax professional.

Every family's situation is different based on age, dependents, income needs, and long-term goals. Generally, we build a diversified portfolio calibrated to your time horizon and risk tolerance — blending capital preservation with long-term equity exposure using William Harrison's research. We do not use a one-size-fits-all approach.

Yes. We coordinate with your legal counsel to understand the timing and structure of any expected distributions, so your financial plan accounts for these funds appropriately. We do not provide legal advice — we focus exclusively on investment and financial planning guidance in coordination with your legal team.

We work with 9/11 families who have received or expect USVSST awards, USVSST fund distributions, or MDL-1570 payments. We serve families who want a long-term fiduciary relationship — not a one-time transaction. Book a free discovery call to discuss whether we're the right fit.

Your Family Deserves Better

A Fiduciary Who Understands
What You've Been Through

Book a free discovery call. No obligations. No pitch. Just an honest conversation about your family's financial situation and how we can help.

Book a Free 15-Min Call